
ICSR Horizons
Horizons is our quarterly report for senior leaders across compliance, risk and regulatory roles within insurance firms. It is designed to help you keep informed across a wide range of different issues from all the main regulators overseeing the insurance industry.
We are grateful to everyone who has contributed to this, including the many subject matter experts in our talent pool who have contributed their own opinions on some of the specific issues. If you would like to discuss any of these issues in more detail, please contact us.
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The latest edition includes:
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- An introduction from Kenneth Underhill
- A look at the longer-term horizon
- Commentary on key issues arising in Q1 2025
- General:
- FCA, PRA and Lloyd’s Overview
- Compliance:
- Consumer Duty
- Product Governance and Fair Value
- Appointed Representatives
- Multi-occupancy Buildings Insurance
- Risk
- Operational Resilience, Incident & Third-Party Reporting and Critical Third Parties
- Climate Change & Environmental, Social and Governance
- Solvency & Financial Resilience
- Solvent Exit Planning for Insurers
- Operations, Digital & Transformation:
- London Market Change: Blueprint Two
- Digital Operational Resilience Act (DORA)
- Technology and Artificial Intelligence
- HR:
- Culture, Conduct and SMCR
- Diversity, Equality and Inclusivity
- General:
Horizons represents the views of ICSR, its directors, employees and talent pool members. It covers the main regulatory initiatives affecting insurers, brokers, MGAs, Managing Agents and Lloyd’s syndicates and other regulated insurance firms. It is not an exhaustive review of all issues and it is not intended to offer specific advice to firms.